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Thanks for coming. Now, when it comes to a financial plan, this broker is your man. That's open your binders to Page 188. Carl, are there different planning options in here? Options plans we can build on our own or with help from a financial consultant like Schwab does. We adjust our plan like if we buy a new house and our son just started working well. Do you offer a complimentary retirement plan for you as in free, just like Schwab? Look forward to planning with Schwab....
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